Today's Rates
Last update: July 3, 2008 11:30 AM PST
Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo
Conforming Loan Programs
Conforming rates for loans to $417,000.
30 yr fixed conforming
Thirty year fixed rate loan. The loan limit is $417,000. |
6.000 |
1.750 |
6.223 |
| 6.125 |
1.250 |
6.302 |
| 6.250 |
0.625 |
6.367 |
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20 yr fixed conforming
This is a 20 year fixed rate loan. The loan limit is $417,000. |
5.750 |
3.505 |
6.271 |
| 5.875 |
2.820 |
6.309 |
| 6.000 |
2.306 |
6.369 |
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15 yr fixed conforming
Fifteen year fixed rate loan. The loan limit is $417,000. |
5.750 |
0.875 |
5.981 |
| 5.875 |
0.500 |
6.048 |
| 6.000 |
0.125 |
6.114 |
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40 yr fixed conforming
Forty year fixed rate loan. The loan limit is $417,000. |
6.000 |
4.276 |
5.583 |
| 6.125 |
3.788 |
5.548 |
| 6.250 |
3.219 |
5.505 |
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3/1 ARM
Fixed for the first three years, then becomes an adjustable. The loan limit is $417,000. |
5.125 |
2.125 |
5.756 |
| 5.250 |
1.750 |
5.753 |
| 5.375 |
1.500 |
5.761 |
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30/5 yr fixed or 5/1 ARM
Fixed for the first five years, then becomes an adjustable. The loan limit is $417,000. |
5.250 |
1.750 |
5.700 |
| 5.375 |
1.500 |
5.725 |
| 5.500 |
1.250 |
5.751 |
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30/7 yr fixed or 7/1 ARM
Fixed for the first seven years, then becomes an adjustable. The loan limit is $417,000. |
5.375 |
2.500 |
5.788 |
| 5.500 |
2.000 |
5.805 |
| 5.625 |
1.500 |
5.822 |
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Jumbo rates for loans over $417,000.
30 yr fixed jumbo
This is a jumbo 30 year fixed rate loan. |
5.625 |
4.621 |
6.092 |
| 5.750 |
3.631 |
6.123 |
| 5.875 |
2.907 |
6.180 |
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15 yr fixed jumbo
This is a jumbo 15 year fixed rate loan. |
5.375 |
2.260 |
5.775 |
| 5.500 |
1.969 |
5.855 |
| 5.625 |
1.723 |
5.942 |
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3/1 jumbo ARM
This is a jumbo loan. It is fixed for the first three years and then becomes an adjustable. |
8.250 |
2.875 |
6.174 |
| 8.375 |
2.750 |
6.195 |
| 8.500 |
2.625 |
6.217 |
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5/1 jumbo ARM
This is a jumbo loan. It is fixed for the first five years and then becomes an adjustable. |
5.625 |
2.029 |
5.482 |
| 5.750 |
1.720 |
5.502 |
| 5.875 |
1.414 |
5.523 |
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7/1 jumbo ARM
This is a jumbo loan. It is fixed for the first seven years and then becomes an adjustable. |
5.875 |
2.085 |
5.687 |
| 6.000 |
1.743 |
5.719 |
| 6.125 |
1.422 |
5.754 |
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Conforming rates for loans to $417,000.
30 yr fixed conforming Interest-Only
This loan has a fixed rate for 30 years with the first 15 years allowing interest only payments. It then converts to 15 years of P& I. There is a $417,000 loan limit. |
6.000 |
2.875 |
6.286 |
| 6.125 |
2.375 |
6.372 |
| 6.250 |
1.750 |
6.446 |
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15 yr fixed conforming Interest-Only
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0.000 |
0.000 |
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3/1 ARM Interest-Only
This loan is fixed for 3 years, then becomes an adjustable. The required payment is interest only. The loan limit is $417,000. |
5.500 |
1.500 |
5.785 |
| 5.625 |
1.250 |
5.794 |
| 5.750 |
0.875 |
5.791 |
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5/1 ARM Interest-Only
This loan is fixed for 5 years, then becomes an adjustable. The required payment is interest only. The loan limit is $417,000. |
5.250 |
2.000 |
5.022 |
| 5.375 |
1.750 |
5.047 |
| 5.500 |
1.500 |
5.073 |
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7/1 ARM Interest-Only
This loan is fixed for 7 years, then becomes an adjustable. The required payment is interest only. The loan limit is $417,000. |
5.375 |
2.750 |
5.088 |
| 5.500 |
2.250 |
5.108 |
| 5.625 |
1.750 |
5.128 |
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Jumbo rates for loans over $417,000.
30 yr fixed jumbo Interest-Only
This loan has a fixed rate for 30 years with the first 10 years allowing interest only payments. It then converts to 20 years of P& I. |
6.250 |
2.887 |
6.529 |
| 6.375 |
2.340 |
6.608 |
| 6.500 |
1.859 |
6.691 |
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15 yr fixed jumbo Interest-Only
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0.000 |
0.000 |
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3/1 ARM jumbo Interest-Only
This loan is fixed for 3 years, then becomes an adjustable. The required payment is interest only. |
8.250 |
3.000 |
5.573 |
| 8.375 |
2.875 |
5.595 |
| 8.500 |
2.750 |
5.617 |
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5/1 ARM jumbo Interest-Only
This loan is fixed for 5 years, then becomes an adjustable. The required payment is interest only. |
5.500 |
2.622 |
4.982 |
| 5.625 |
2.279 |
5.000 |
| 5.750 |
1.970 |
5.021 |
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7/1 ARM jumbo Interest-Only
This loan is fixed for 7 years, then becomes an adjustable. The required payment is interest only. |
6.000 |
1.993 |
5.711 |
| 6.125 |
1.672 |
5.747 |
| 6.250 |
1.382 |
5.785 |
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.
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